Financing Options

0% Financing up to 60 months available.

Mattress Depot has several methods of payment which include:

  1. Cash or Check: We accept cash, and we accept checks which include a home phone number, work phone number, and drivers license number.

  2. Credit Cards: We accept Visa, MasterCard, American Express, and Discover. When making a purchase by credit card you must present valid identification.

  3. Layaway Program: We offer a flexible layaway plan to fit everyone’s budget.

  4. Interest Free Financing: We offer several interest free financing options which include deferred interest and payments. To qualify for this option you need to have a steady income source along with a valid form of identification. Other qualifications may be required. Please see store for more details.

*On your Mattress Depot credit card, subject to credit approval, Finance Charges will NOT be imposed on purchases during the interest free period if your account is kept current. Review the cardholder agreement for full terms and conditions.



No Credit Check Financing Available (Our most popular program)

Mattress Depot offers No Credit Check financing.

  1. No credit Check
  2. No payments due for 30 days
  3. 90 days interest free but you have 1 year to pay it off if needed.
  4. To qualify all you need to have is a bank account. If you have that, YOUR APPROVED!

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